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Software Functionality Revealed in Detail
We’ve opened the hood on every major category of enterprise software. Learn about thousands of features and functions, and how enterprise software really works.
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 credit approval


Critical Business Functions: Misunderstood, Underutilized, and Undervalued Part One: Credit and A/R Management
The credit and collection function is the most misunderstood, underutilized, and undervalued area of business. When allied with the sales function, controlled A

credit approval  of extending credit, the credit approval process has, at times, been described as finding ways to say no and the credit department has been referred to as the sales avoidance department . Moreover, considering that credit people are being told (via performance measurements) that risk avoidance is the goal, it's surprising that any customer gets approved for credit. Avoiding the Wrong Message A substantial investment is made in getting customers to the point where they want to buy. It's such a waste to

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Software Functionality Revealed in Detail

We’ve opened the hood on every major category of enterprise software. Learn about thousands of features and functions, and how enterprise software really works.

Get free sample report
Compare Software Solutions

Visit the TEC store to compare leading software by functionality, so that you can make accurate and informed software purchasing decisions.

Compare Now

Web Content Management (WCM)

Web content management (WCM) systems manage content creation, review, and approval processes for web site content. This may include public Web sites (Internet) or private web sites (intranet or extranet). Use a WCM solution to organize and manage documents; provide content version control, collaboration utilities, and user- or document-level security. 

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Documents related to » credit approval

Most Misunderstood Link in Supply Chain Management


Business practices have changed dramatically through the years, but credit and collections is still handled like it was back in the 1950s. Fact is, it’s way past due to re-think this vital business function given today’s business realities.

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Wholesale Banking: Challenges in Automating Commercial Credit Risk Management


The challenges associated with commercial credit are complicated, but through automation, commercial credit risk management can be made straightforward and more efficient. IBM’s Business Analytics for commercial banking can help improve commercial lending operations, and, along with strong risk management practices and modernized operations, can create best practices for implementation and enhance overall operational effectiveness.

It’s essential that an automated system is transparent, helps with compliance, can serve multiple relationship types, and is able to use several criteria for risk assessment. A good system should take into consideration the complexities between customer, loan, and approval processes, and limit the need for multiple individual systems by way of a single user interface or tightly integrated systems.

In this white paper, read a detailed overview from IBM Business Analytics about the advantages and potential challenges of automation in five areas of interest, including complexity of the customer and credit granted, as well as continuous risk monitoring and how to improve overall relationship management. Get details on the management and analysis of commercial portfolios and related documents, business intelligence reporting, and defaults/recoveries management. Also provided is an extensive point-form information checklist, allowing you to self-check your own organization to determine what areas may need attention. Security issues for data protection are also addressed.

Creating infrastructure for your organization for best success begins with choosing the best technologies, and IBM Business Analytics can help, improving profitability and providing solutions that allow your business goals to be realized.

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Micropayments Rise Again


eCharge, whose previous initiative was a service that would allow consumers to charge purchases to their phone bill, will announce a new charging and billing system that is completely Internet based.

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Configure Price Quote (CPQ)


Configure Price Quote (CPQ) by CallidusCloud does more than automate the quote and proposal process. Data is what makes CPQ work for you.  CPQ provides you with pricing behavior intelligence to help determine pricing trends, manager approval behavior, and sales discounting frequency.  See what products are selling most, to whom, when, and at what price.   Requiring only a browser, CPQ by CallidusCloud allows you to quickly configure, price, quote, propose and sell your offerings from any device. Whether direct business to business or through ecommerce, you can respond to your customer on their timeline.  CPQ guides users to select the correct combination of products and services.  Users are presented with the optimum mix of up-sell and cross-sell offers as well as special pricing promotions. Margins are protected with pricing guardrails and approval workflows. Configuring a solution, quoting, and preparing a proposal shouldn’t be a time consuming process for sales.  When your customer is ready to buy, it is vital sales executes quickly to the customer’s needs and timeline.  CPQ by CallidusCloud guides sales through the quoting process, maximizing the deal size, accelerating the sales cycle, and protecting margin.  Even from a mobile device, all in minutes.    

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Delta 21


The Delta21 system has nineteen modules, which include customer control, security, checking account, savings account, long term savings, cashier and teller control, credit management, loan control and management, banking account, general ledger, cost accounting, asset control, manager information system, credit card management, debit card management, project management, automatic teller machine interface, inventory and procurement, sales control, and tax management.

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DOJ Keeps Low Profile on Curador; Protect Your IIS Server Today!


After insisting the perpetrator of the February Distributed Denial of Service attacks would be caught and punished, a month later, the Department of Justice, and Janet Reno, are keeping a low profile on the antics of an altogether different, but in many ways more serious, cyber attack. Take Remote Data Service precautions today. Here's how.

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Credit Accounting Firm with E-procurement Initiative


Top accountant and auditor PricewaterhouseCoopers creates an E-purchasing marketplace and portal.

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E-Procurement Is Not Electronic Purchasing - Part II


Three minutes of labor from purchase requisition to invoice payment; fully executed due diligence; commitment authorization and no delays. That is the promise of e-procurement and the potential is there for the taking - but not without risk. Extensive preparation is necessary and full integration with related business processes is essential to realize the full value from an e-procurement investment.

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