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Times are Tough - RIR Might Leave More Cash on Your Balance Sheet
For residents and tourists of Paris (France), using RER or Paris Metro is certainly a way to save on commuting costs (and parking frustrations) compared to

mortgage lending  lately applied for a mortgage loan might be able to relate to the experience and lending practices. Rationalizing (or rightsizing, if you will) inventory is a low-hanging-fruit source of short-term working capital and improved cash flow. When the inventory mix deteriorates over time, a large financial asset is not being used efficiently. Managers then find that they have too many of the slow-moving items they don't need (and that languish in stock) and not enough of the hot, fast-moving items that are Read More...
Discrete Manufacturing (ERP)
The simplified definition of enterprise resource planning (ERP) software is a set of applications that automate finance and human resources departments and help manufacturers handle jobs such as or...
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Documents related to » mortgage lending


Progress Software Revs Up to Higher RPM via Savvion - Part 2
Part 1 of this series began to analyze the recent merger of Progress Software Corp. [NASDAQ: PRGS] and Savvion Inc. With this acquisition, Progress has made a

mortgage lending  processes such as residential mortgage lending are document-intensive. Even though the business process involves the interactions of many people, it needs special document management capabilities such as managing the loan documents, home inspection records, home insurance records, etc. All of these documents need to be reviewed and stored in order to make a decision on the loan, which makes the process document-centric. Savvion is able to manage the documents along the way and has the necessary Read More...
Global Trade Applications in Global Credit Crunch - Part I
I have done blog posts lately on how some supply chain management (SCM) applications could fare in a down economy. One was about pricing optimization solutions

mortgage lending  money (i.e., credit lines, mortgage loans, bridge financing). Ordinary people don't understand that with all that economic lubricant now being all but dried up, their lives may likely be very negatively impacted, and quite soon. One small example: if a utility doesn't have access to credit markets to pay its workers, these workers will not come to work, the utility will shut down, and there will be no power in our homes, etc. Meet Joe Black: Global Credit Crunch (or Cash is King) This gloomy scenario Read More...
Business Intelligence and Identity Recognition-IBM's Entity Analytics
IBM's Entity Analytics Solution (EAS) enables organizations to identify and connect individuals based on collected data and their associated data patterns. EAS

mortgage lending  the submission of forged mortgage applications marked as approved. Bank employees have used this technique to pocket millions of dollars by creating fake customers, changing small amounts of application data on approved forms, and pocketing the money. With the ability to match like forms by collecting and storing every piece of information, financial institutions can raise flags based on recurring data patterns, thereby decreasing the potential for fraud. Balancing Trade-offs Between Security and Privac Read More...
New Data Triggers for International Supply Chain Finance
Corporations have drastically changed their global supply chain models over a short period. The market is also in the early stages of migrating to data

mortgage lending  Data Triggers for International Supply Chain Finance Introduction Global Business recently interviewed over one hundred major retailers and manufacturers, global transportation and logistic companies, financial institutions, and global trade vendors to assess existing and emerging trade data and document solutions. As part of that exercise, we discussed, with each segment, their views on international supply chain finance. There are four transformative forces driving corporate global supply chains: Read More...
Navigating Between Service Management Scylla & Charybdis - Part 1
It is no longer breaking news to say that the US and the European Union (EU) are turning from product-based to service economies. The trend of the increasing

mortgage lending  perhaps still ongoing) subprime mortgage and financial system meltdowns, volatile stock markets, declining  durable (hard) goods  orders, dwindling physical product-based  profit margins , and so on and so forth. But one saving grace for these developed ( the Group of Eight [G8]  and beyond) countries’ economies could be the post-sale service or  aftermarket  business model offering services to fix (repair), maintain, and optimize products that are sold to installed bases. While durable goods Read More...
Learning from BPM Leaders: Benefits, Prerequisites, and the Impact of Successful BPM Initiatives
Business process management (BPM) software implementations are now moving into the mainstream. Many early adopters are already using BPM to foster business

mortgage lending  For example, Colorado-based Pulte Mortgage is applying BPM software to its end-to-end loan origination process, from application to closing. By integrating the process across multiple functions such as loan counseling, underwriting and closing the company expects to deliver mortgages more effectively and reap economies of scale. Since the mortgage origination process doesn't have an assembly line, there's no conveyor belt carrying a product through the factory, says Jean Schab, functional architect at Read More...
From Burden to Benefit: Making the Most of Regulatory Risk Management
The paradoxical view that regulation is both a blessing and a curse continues to be widely held among senior executives. While they recognize the need for

mortgage lending  Burden to Benefit: Making the Most of Regulatory Risk Management Stakeholders are demanding effective governance, including enterprise risk management, transparency, accountability, and optimized performance. At the same time, globally integrated markets are imposing increasing volumes of regulations. Successful companies address these challenges by proactively managing performance across the enterprise with risk-balanced strategy management, and risk-based controls embedded in business process areas Read More...
Drop-Shipping-Internet Retailers'
Relying on drop-shipping (sometimes called

mortgage lending  Shipping-Internet Retailers' Little Helper ? Drop-ship, or Keep in Store? Many Internet merchants increasingly try to fill orders as they receive them, without necessarily having the relevant goods in their possession. The idea is for a retailer to take an order, which is then electronically transmitted or routed to the manufacturer (or distributor, or wholesaler), who drop-ships directly to the customer. Typically, the drop-shipper will package and ship the item, usually in a day or two (if the item Read More...
Sales Force Automation Buyer’s Guide
No matter how effective your sales staff is, there’s always room to boost efficiency and increase sales. But how you go about doing so may be a point of

mortgage lending  graphics lead aggregation BNTouch Mortgage CDC Software Financial services, medical-device manufacturing, construction and real estate, manufacturing, legal services, health care insurance CoreTrac Financial services LeadOrganizer Insurance MEI Consumer goods ProfitCenter Software Direct marketing RW3 Consumer packaged goods SalesChain Office equipment dealers Satuit Technologies Energy, financial services StayinFront Life sciences, consumer goods, business Surado Solutions Banking and finance, health Read More...
Centralizing Bank Connections
Electronic connections with corporate customers determine much of a bank’s competitive differentiation and cost structure. But many banks are held back by

mortgage lending  $700 billion in troubled mortgage assets to promote financial market stability. The law establishes an oversight and compliance structure and broad mandates for transparency and reporting requirements for participating institutions. The pressure on banks to provide transparency and reporting will likely increase, given difficulties in tracking the program's money flows and effectiveness. Accidental architectures Years ago, it was simpler to connect banks to corporate customers. Beginning in the 1970s, Read More...
Leave No Farmer Behind
Insights on the evolving policies and socioeconomics of the two largest countries in the world--China and India--and the impact for global business.

mortgage lending  No Farmer Behind Liberalizing the Global Economies While the US sports our leave no children behind , which ultimately could impact US competitiveness, by making sure we educate our youth to a higher standard , Asia problems are more systemic. The economic engines on China and India that so dazzled and frighten the US have left the rural populaces out of the picture. In fact, rural citizens are literally willing to live on the streets of the big cities in order to get a crack at a job-any job-in Read More...
Computer Manufacturers Shifting Their Focus to Start-Ups
Sun Microsystems and Gateway have announced initiatives designed to make their products and services more appealing to start-up companies, especially those

mortgage lending  Manufacturers Shifting Their Focus to Start-Ups Computer Manufacturers Shifting Their Focus to Start-Ups R. Krause - August 18, 2000 Event Summary In July Sun Microsystems, Inc. announced the iForce Startup Community, an industry first marketplace designed to address dot-com customer requirements through cross-market collaboration. The community interacts online through the iForce Startup Community portal, where startups can find news, events, interactive forums and vendor information, and where Read More...
PLM as a Strategic Weapon: An Underlying PlanetPTC Live 2011 Theme - Part 2
Part 1 of this blog series talked about the major (blockbuster of a sort) announcements at PTC’s PlanetPTC Live 2011 annual user conference, which was held in

mortgage lending  up like Enron or mortgage backed securities? In any case, in order to outflank  enterprise resource planning (ERP)  systems, quality and sustainability will be additional turf wars. While ERP systems can report on these requirements, fixing quality issues, redesigning products, or evolving supply chains are really pre-ERP tasks and may be better served by PLM systems. PLM as Companies’ Strategic Weapon This leads us into PTC’s attempt to position PLM as a strategic weapon for companies (i.e., as Read More...

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