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5 Simple Steps to Choosing a BRMS for a Loan Origination System
Today, 70 to 80 percent of costs for processing loan applications are people-related. From a mortgage company’s perspective, this results in increased costs and

mortgage refi  are people-related. From a mortgage company’s perspective, this results in increased costs and decreased revenues. With ever-changing loan products, enterprises are forced to build or buy new loan origination systems periodically. And to meet these challenges, they’re choosing technology that focuses on solving business problems, not technical problems. Read More...
Discrete Manufacturing (ERP)
The simplified definition of enterprise resource planning (ERP) software is a set of applications that automate finance and human resources departments and help manufacturers handle jobs such as or...
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Documents related to » mortgage refi


Banking Industry's Fair Value Accounting (FVA) Conundrum
Every company and almost every individual holds fixed assets. Over time, these assets change in value. For example, real estate tends to increase in value

mortgage refi  portion of their subprime mortgage holdings have become essentially unsecured collateral, with the risk of foreclosures due to massive employment layoffs. There is a housing market glut which means house values are not sufficient to cover mortgage loans. b) Purchasers who bought homes with zero-down-payment purchase plans (subprime mortgages) are walking away due to job loss, adding to the housing glut. c) Hostile takeover bids due to reduced asset holding values would allow for a bargain takeover below Read More...
Big Consultancies on a Know-how Shopping Spree
These days, with waning demand for generalist management consulting, some larger global consultancies have been scrambling to acquire more specialist know-how

mortgage refi  the top global banks, mortgage conduits, mortgage investors, and independent mortgage originators. The company's services cover both residential and commercial mortgage products, and both individual loans and securitized mortgage pools.   Wipro expects the deal to help it expand in the high-end mortgage BPO segment and complement its existing mortgage solutions business, which has been IT-focused thus far. This acquisition, lo and behold, comes at the heels of Accenture recently buying a majority stake Read More...
How Can You Top 95 Percent Automation Levels in Processing Loan Applications?
At any given time, one in four mortgage providers is looking to upgrade its loan origination system. The reason: its current system provides low rates of

mortgage refi  time, one in four mortgage providers is looking to upgrade its loan origination system. The reason: its current system provides low rates of automation—including some processing functions that are not automated at all. Using people to process loan applications decreases profitability of a company in several ways, but by automating more processes, profitability can be improved—and the hidden costs eliminated. Read More...
WorkPoint® and WorkPoint Advantage™
WorkPoint Advantage from Insession Technologies is a business process management (BPM) solution that coordinates people, rules, tasks, and systems, and other

mortgage refi  social services, government, manufacturing, mortgage, not-for-profit, and case management. Representing over a decade of development and customer deployment, WorkPoint Advantage automates manual or electronic business process. Read More...
Sage Saleslogix Guidebook
If you’ve already implemented Sage Saleslogix for your customer relationship management (CRM) process and CRM analytics needs, this guidebook can help you

mortgage refi  in the United Kingdom; Mortgage Lenders of America in Overland Park, Kansas; Argus Realty Group in Sarasota, Florida; Time Warner Retail Sales and Marketing in New York, New York; and Standford Marsh in the United Kingdom. It highlights the experiences of companies using SalesLogix and prescribes best practices, missteps to avoid, and tips for fine-tuning the application to maximize its impact across the customer life cycle. To ease user adoption, SalesLogix provides a number of different ways to access Read More...
Customer Process Management: The Real-time Enterprise Depends On the Merging of CPM and BPM
Customer-facing processes are challenging to manage because they are always changing. Conventional workflow automation and stand-alone business process

mortgage refi  eliminated a backlog of mortgage lending applications and gave management more insight into lending processes and credit exposure. Onyx Software Corporation (NASDAQ: ONXS) is a worldwide leader in customer process software and solutions for the enterprise. Onyx provides flexible solutions that enable organizations to automate, manage, and evolve their customer processes quickly and cost-effectively for strategic advantage. Onyx serves more than 1300 customers in a variety of industries including Read More...
Converting Service Calls into Sales with Real-time Offer Management
To achieve sustainable success in selling a product or service, you only need to present the right offer to the right customer via the right channel@at the

mortgage refi  insurance after submitting a mortgage loan application. Such approaches may deliver the right offers, but they’re very possibly at the wrong time or through a channel that is unlikely to elicit a favorable response. A Focus on Inbound Interactions Given the issues with outbound marketing, many companies are shifting their focus to inbound interactions. After all, customer service channels secure and retain customers’ attention on a regular basis, and agents tend to know customers’ needs much better Read More...
Delivering Adaptive Discovery for Business Process Management
Designing processes for business process management solutions can be daunting, as all flows, rules, and exceptions have to be defined. With Adaptive Discovery

mortgage refi  such as claims processing, mortgage approvals, and customer service. System-intensive processes, on the other hand, often involve high-volume, repetitive transactions which require no or minimal human interaction. These transactions take place between different applications. This article focuses on the human-centric BPM solution, and how it adapts to process changes. Automating Processes Automated processes represent the first step within BPM, and provide the primary business cost savings. The initial Read More...
SAP Bolsters NetWeaver's MDM Capabilities Part Four: SAP and A2i
The A2i acquisition will in the short term bring together two complementary e-commerce products that should help retailers, manufacturers, and suppliers manage

mortgage refi  these data, such as mortgage or insurance policy application processes. However, hardly any of its direct peers can, at this stage, claim the content and multilayer comprehensiveness of SAP NetWeaver, nor the ability to wholeheartedly embrace both .NET and J2EE frameworks at several levels of integration. Initial Web-enablement efforts of many ERP vendors have not been based on open standards, meaning that building Java wrappers does not bring much business value unless the processes can support runtime, Read More...
Customer Life Cycle Solutions: Strategic Alliances, Challenges, & User Recommendations
Collaboration between Amdocs and SAS, if truly committed to by both, should make it possible to collect and analyze information stored in these Amdocs' systems,

mortgage refi  commercial banking, insurance, brokerage, mortgage banking, and so on. Therefore, enterprises should make sure the vendors they are taking into account have the necessary expertise in their industry (possibly even in mini-verticals) to understand the specific business models, workflows, and processes. The vendors should also demonstrate a successful track record with other similar companies in the user company's industry. Read More...
Processing Complex Events (During These, oh well, Complex Times) - Part III
Part I of this blog series introduced the concept of complex event processing (CEP) and possible needs for CEP software applications. One such broad CEP

mortgage refi  a payment on a mortgage, car, doctor bill, or a credit card can impact overall credit history and force re-pricing of asset loans. The problem is much more complex than that, and time alone will tell when someone will be able to encapsulate it as a hefty set of CEP rules and algorithms. CEP systems are based on rules and are not able to self-learn and discover correlations in an undirected manner (i.e., like knowledge management systems ) or conduct the sophisticated data mining that predictive analytics Read More...

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